Ripple vs SEC: case may be closed

On March 12, 2025, information emerged from several sources that the US Securities and Exchange Commission (SEC) may be preparing to drop charges against Ripple, the company behind the XRP cryptocurrency. The lawsuit, which began in 2020, has become one of the most significant for the crypto industry and a key case led by former SEC Chairman Gary Gensler. Following a series of events, including a change in administration and a review of SEC policies, the future of this case remains in doubt.

The history of the fight between the SEC and Ripple

In August 2024, a federal judge ordered Ripple to pay a $125 million fine for violating securities laws by selling XRP to institutional investors. In addition, the company was given a permanent ban on such sales. This decision was a compromise: the SEC initially demanded a fine of $2 billion, but the court significantly reduced it.

However, after the inauguration of Donald Trump and the resignation of Gary Gensler as head of the SEC, the Commission’s policy began to change. Since January 2025, the SEC has removed information about the case against Ripple from its website, which has given rise to a lot of speculation. Some sources claim that delays in the process could be caused by negotiation tactics on Ripple’s part, rather than deliberate delays on the part of the SEC.

Possible dismissal of charges

According to several sources, the SEC is considering completely dropping the charges against Ripple, including rescinding the fine and the ban on sales of XRP to institutional investors. Following the change in leadership, the SEC has begun to drop a number of lawsuits and investigations in the crypto space, which may signal a softening approach to regulation.
I believe that if the SEC does take such a step, it will be a huge victory for Ripple and the entire crypto industry. However, there is no official confirmation yet, and the process may drag on. The XRP community is optimistic about the future, but don’t expect an immediate rise in the token’s price—the market is likely to react gradually.

What’s next?

If the case is not resolved soon, its outcome could have a significant impact on the regulation of cryptocurrencies in the United States. The SEC has previously used similar pressure tactics regarding altcoin ETF applications, indicating possible strategic maneuvers. There is no clarity yet, but I think the coming months will bring important news for Ripple and its supporters.

News highlights

• The SEC may be preparing to drop charges against Ripple, including a $125 million fine.
• In August 2024, Ripple received a ban on selling XRP to institutional investors.
• After the change in leadership, the SEC began to review its cases against crypto companies.
• The XRP community expects positive changes, but there may not be an immediate price increase.

Disclaimer: The information provided in this article is for informational purposes only and does not constitute investment advice. CryptoInside does not guarantee the accuracy or completeness of the information and is not responsible for any damages associated with the use of this information.