Ripple ускоряет внедрение криптовалют в ОАЭ благодаря трансграничным платежам
On May 19, 2025, Ripple announced the launch of cross-border blockchain-based payments in the UAE through a partnership with Zand Bank and a fintech company Mamo, which provides digital payment services. This was reported in the official press release from Ripple. The new solution, using Ripple Payments technology, aims to simplify and speed up international transfers in the region.
Details of the deal with Zand Bank and Mamo
Zand Bank и Mamo стали первыми партнерами Ripple в ОАЭ, которые внедрили Ripple Payments для обработки трансграничных транзакций. Эта технология позволяет осуществлять быстрые и прозрачные переводы с низкими комиссиями, что особенно актуально для ОАЭ — региона, активно развивающего цифровую экономику. Запуск состоялся спустя два месяца после того, как Ripple получила лицензию на криптовалютные платежи от Управления финансовых услуг Дубая (DFSA) в марте 2025 года.
Ripple Payments использует блокчейн для обеспечения мгновенных расчетов, что делает его привлекательным инструментом для бизнеса и частных пользователей, стремящихся минимизировать задержки и издержки при международных переводах. Mamo, известная своими цифровыми платежными решениями, сможет предложить своим клиентам новые возможности для глобальных транзакций, тогда как Zand Bank укрепит свои позиции как инновационный банк в регионе.
Контекст рынка крипты и значение для ОАЭ
The UAE is leading the adoption of cryptocurrencies, especially in the areas of decentralized finance (DeFi) and stablecoins, according to a 2024 Chainalysis report year The country is actively working to create the digital dirham, its own central bank digital currency (CBDC), underscoring its ambition to become a hub for financial innovation. According to Cointelegraph, the digital dirham is scheduled to launch by the end of 2025 and will be part of a broader strategy to digitalize the economy.
Partnership with Ripple strengthens the UAE’s position as a leader in blockchain technology. In my opinion, the introduction of Ripple Payments could be a catalyst for mass adoption of cryptocurrencies in the region, especially given the high activity in DeFi and stablecoins. However, success will depend on how effectively companies can integrate new solutions into existing financial systems, as well as on regulatory support from the UAE authorities.
News highlights
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Ripple has launched cross-border payments in the UAE through partnerships with Zand Bank and Mamo.
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Ripple Payments technology is used for transactions, providing fast and transparent transfers.
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The launch follows the receipt of a license from the DFSA in March 2025.
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The UAE is leading the adoption of DeFi and stablecoins and plans to launch a digital dirham by the end of 2025.
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